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A high repayment rate does not show that loans are working
diego_fContributor··1 view
Repayment rate is the number small loan programmes report most, and a high one is usually read as success.
It can hide the thing that matters. People can repay on time by borrowing somewhere else, which moves debt around without growing any business. A programme can report excellent repayment and still not be helping. It is worth asking what else should be measured.